How to Obtain Oklahoma Payday Loans

by | May 20, 2013 | Loan

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Sometimes emergencies arise and you find yourself unable to meet financial requirements, such as car repairs, replacing large appliances at home or paying for a medical emergency. In these situations, it can be uncomfortable to go to friends or family to ask for money. If you meet a few simple requirements, you might be eligible for a short-term loan. Oklahoma payday advance loans are easy to qualify for and provide you with the money you need quickly.


There are basic requirements to qualify for this type of loan. You must be at least 18 years old and a citizen of the United States. The job you hold must be full-time, and you need to have held the same position for at least three months. Your income needs to be at least $1,000 after taxes, and you need to have a valid checking account.

No Credit Check

One of the largest benefits of Oklahoma payday loans is the elimination of the standard credit check most standard loans from a bank would require. This enables anyone with a blemished credit history or even those with no credit to obtain a loan for emergency funds. Most lenders that offer these emergency loans will simply check the Telecheck or other similar system to look for bounced checks or closed checking accounts for reasons other than you switched accounts.

Who Is the Lender?

Every institution that offers these short-term loans works with a variety of lenders. When you fill out the initial application, they will determine which lender will work the best for your situation. Each lending institution has specific requirements in regard to who they will lend to, which is why it is important to utilize the services of a reputable payday loan company because they know which lenders have requirements you will meet.

Emergency situations can be downright stressful. Rather than having to ask for an advance on your paycheck from your employer or make family members feel uncomfortable when you ask for money, you can get a short-term loan. Oklahoma payday loans are a viable option for those who are employed and can show proof they can pay back the loan in a short amount of time. The simple requirements and ease of application make it easy to obtain your funds quickly, enabling you to fund your emergency without putting stress on anyone else in your life.

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