If the bread-winner in a family should become disabled and unable to earn a living, the family is usually faced with an uncertain financial future. These difficulties can be eased somewhat when the disabled individual is granted Social Security disability benefits.
Becoming disabled is the last thing that the majority of healthy Americans would ever think about. The chances, however, are far greater than you might think. Statistics published by the Social Security Administration indicate that about 30 percent of Americans will suffer a physical or mental disability before reaching retirement age. It is the mandated task of Social Security to provide financial benefits to those that have worked and contributed through FICA or people that are aged blind or have little income.
Although it is easy to say that Social Security will provide benefits, it is a very different matter trying to get them. This is the reason why hiring an Aurora disability lawyer is so important. About three-quarters of all claims are denied and have to go through an appeals process.
The two different programs:
Social Security administers two distinctly different programs: SSDI and SSI. People that are completely disabled can avail of benefits from either program. Those that are only partially disabled or their disability will not last at least a year are not eligible for either program.
- SSDI: Social Security Disability Insurance is available to claimants who worked and paid into Social Security through their taxes. They have to have accrued a specific number of work credits based on the age of the claimant and the number of years worked.
- SSI: Supplementary Security Income is a program based strictly on need. SSI is intended for those that have no income, are blind or aged.
To ensure that you are successful in getting much-needed benefits, it is always best to work with an Aurora disability lawyer that understands all the nuances of what can be a complex system.
If you are disabled and unable to work, you can claim for Social Security benefits. For a free evaluation of your case by an Aurora disability lawyer, you are invited to contact the Law Offices of Jeffrey A. Rabin & Associates, Ltd.
