If you are tired of getting constant phone calls from bill collectors asking for money that you do not have, it may be time to consider filing a bankruptcy. If this is something that you are interested in, you are going to want to set up an appointment with a Chapter 7 Attorney from Lake Law Office PLLC of Huntersville as soon as possible. Your attorney will sit down with you and go over all of your debt. This will give him the opportunity to understand what type of debt you have. He will contact your creditors on your behalf and let them know that you have filed a bankruptcy. This way, they will no longer be able to contact you requesting money.
Basically, a Chapter 7 Attorney in Huntersville, NC is going to help you through this process. He is going to be there for you to talk with your creditors so that you don’t have to deal with them any longer. He will help you to set up a payment plan so that you can pay back a portion of your debt. This way, you won’t have to worry about losing the things that you are filing bankruptcy on. For example, if you are filing bankruptcy on your car, it doesn’t necessarily mean that you are going to have to give it back to the bank. Basically, what this means is that you will be able to keep your car as long as you aren’t keeping up on your bankruptcy payments. Usually, the amount of money that you pay to the bankruptcy court is much less than the total amount that you were paying before. Another benefit of a chapter 7 bankruptcy is that you will only have one payment each month. You will send money to the bankruptcy court and they will distribute the money to each of your creditors.
Filing a bankruptcy has never been easier than it is right now. No matter the reason why you have financial problems, you can always sit down with a chapter 7 Attorney at The Lake Law Office PLLC for a consultation appointment. This way, you will have a better idea of whether or not bankruptcy is the right choice for you.