Seniors in Miami: A Guide to Choosing the Right Medicare Coverage for You

If you’re a senior citizen, it might be time to start thinking about Medicare. The right coverage could literally save your life one day! Here are just a few tips for comparing policies, judging prices and services, and figuring out the best coverage options for you.


Think About the Services That You Require

What do you actually need from Medicare coverage in Miami? Possibilities include vision, dental, and more. You’ll also want to pay attention to what services are actually provided in any given membership package. For example, if it covers “doctor’s visits,” does that include tests, lab work, shots, prescriptions, or transportation to and from the clinic?


Mind Your Budget

Cost is one of the deciding factors for many people looking at Medicare coverage: You’ll need to weigh the cost of your monthly premiums versus your yearly deductible. You should also pay attention to things like out-of-pocket costs and whether or not they’ll have an annual limit.


Map Out Your Network

Last but not least, consider the “network” of doctors, dentists, and other healthcare professionals in your Medicare plan. If they aren’t nearby, you’re looking at a lot of travel in your future. If they aren’t included in your plan at all, you might have to switch from whatever doctors that you’re currently seeing.


These are just a few things to keep in mind when looking at Medicare coverage in Miami. To learn more, check out Lacayo Group Insurance at LGIMedicare.com. You can find everything from loan information to comparison charts for various plans and policies.